True cost calculator
Firms advertise one number: the challenge fee. Almost nobody pays it once. Set your assumptions and the figure on the right is what you should actually budget.
Published pass rates in this industry sit in single digits to low double digits. Three attempts is an honest median assumption.
Challenge fee times the attempts you expect, less the discount on each purchase, plus one-off activation where a firm charges it, plus platform and data fees for the months you expect to hold the account. We do not assume you fail the funded stage and we do not subtract any profit — this is what leaves your account before anything comes back.